92235,
Very good to know! Will give the GF a run; if it doesn't pan out than have 11-months until it drops off.
Starting Score: Equifax FICO 694
Current Score: June 15, 2014: Equifax FICO 825; June 2013 TransUnion 872, Experian 768
Goal Score: Equifax FICO 750Take the FICO Fitness Challenge