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My score just hit 806 and today I got an alert that it dropped to 798. The reason is:
Your FICO® score decreased to 798 on December 17, 2008.
2 of my 7 cards reported a balance, which were increases. One from $1700 to $3000 (which I paid down to $2600 already) and another from 0 to $119 (which I have already PIF, dang it!)
I just checked and my Wamu card that reported a balance of $119 actually has a CREDIT balance because of a returned item at Overstock.
WaMu MasterCard® credit card
ending in -xxxx
Current Balance: -$26.49
Minimum Payment: $0.00