I wanted to share this link to a video that this one consumer shows what you do to get all the way to a 850 FICO score. This guy has been monitoring his credit for over the last several years. It's about 43 minutes long. So I felt that this would mean a lot to everyone because it is coming from a person that has well kept track of his FICO scores. Just in case it does not start at the beginning put your mouse on the time line and tell it to start at the beginning. I ran into this issue before.
https://www.youtube.com/watch?v=4sny-172p9Q
