@Anonymous wrote:Do you have any idea what that inquiry was "worth" scoring wise on your file? I'm thinking due to buffer you may not have been able to quantify its impact. If you were able to quantify it to (say) 5 points, you'd then know that the account activity reason statement is impacting your EQ BCE8 no more than 4 points.
I went from zero to one to zero to one to zero HP on EQ and plotted score vs # cards reporting balances and # HP to evaluate impact of the HP on score. The count on the X axis excludes the AU card which reports a balance every month. As expected, there is some variability but, overall the exercise was enlightening. Nominal difference is 6 points with a spread of 5 to 8.
