@Girlzilla88 wrote:@Anonymous If that is the only thing that will show on the statement then you are still under the 30% usage, if that other 622 is on there it will get a more noticable ding but again when it goes back things will be corrected accordingly
Yep, only the $595.35 will report.
He has now made the $650.00 payment, so it will not even report the full $595.35 (only $567.35). When it does refund, it will actually have a negative balance. :-)
@Anonymous wrote:My BF has a ~$600 charge on his Freedom card that is in the process of being refunded, but will not complete until a day or two after the next statement date. If he lets the card report with a $600 balance, and then when it is refunded Chase reports again the $0.00 balance, will that have a serious negative on his FICO score or since it would be gone before anyone looked at it, will it not matter?
Just do not want to have the money (if he pays it) sitting on the card for a long time with no reason.
There's nothing negative about that.
