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ANY FACO'S that are close to a FICO score for EX. report????

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Anonymous
Not applicable

ANY FACO'S that are close to a FICO score for EX. report????

 
Message 1 of 12
11 REPLIES 11
MidnightVoice
Super Contributor

Re: ANY FACO'S that are close to a FICO score for EX. report????

how long is a piece of string?

 

Seriously, if they are it is an accident.  Even my EX Plus score is 30 points adrift from my FICO score

 

 

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 2 of 12
marty56
Super Contributor

Re: ANY FACO'S that are close to a FICO score for EX. report????

I think the Who asked the same question in The Seeker. 

 

LOL I'm waiting for the EX adds that says:

 

Buy our Credit score, its calculated using the same data as a FICO score is.

 

fuhgeddaboudit

 

 

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 3 of 12
Anonymous
Not applicable

Re: ANY FACO'S that are close to a FICO score for EX. report????


@MidnightVoice wrote:

how long is a piece of string?

 

Seriously, if they are it is an accident.  Even my EX Plus score is 30 points adrift from my FICO score

 

 


 

My EX Plus was 31 points higher than my EX FICO  the last time I could check too...I kind of use that as a guidline now.

True Credit showed me 20 points below.

Message Edited by VEEnVEGAS on 03-16-2009 09:51 PM
Message 4 of 12
Junejer
Moderator Emeritus

Re: ANY FACO'S that are close to a FICO score for EX. report????

In a word--No!






Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 5 of 12
rebuilding
Regular Contributor

Re: ANY FACO'S that are close to a FICO score for EX. report????

did a credit pull at my credit union yesterday to start the process of financing a house:

 

creditchecktotal FAKO's

 

TU 666 EQ 666 EX 656

 

Actual FICO's:

 

TU 665 EQ 645 EX 573!! 

 

don't ask me why my EX score is SO jacked!  it has all the same info as the other two... I have been trying to figure out why....

11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546
Message 6 of 12
samantha1178
Valued Member

Re: ANY FACO'S that are close to a FICO score for EX. report????

For me, my FAKO'S are much higher than the real deal and it can be disappointing. I just bought my TU fico and it was 564, but the FAKO is 596. But atleast my scores are improving slowly but surely. Smiley Happy

Message 7 of 12
Anonymous
Not applicable

Re: ANY FACO'S that are close to a FICO score for EX. report????

FAKOs (not FACOs) are meant to monitor score changes, not actual scores
Message 8 of 12
Anonymous
Not applicable

Re: ANY FACO'S that are close to a FICO score for EX. report????

For some reason my FAKO scores on truecredit are anywhere between 20 to 30 pts lower than my fico scores.

Message 9 of 12
haulingthescoreup
Moderator Emerita

Re: ANY FACO'S that are close to a FICO score for EX. report????

I have to admire the cynicism of the Vantage score range, which goes from 501 to 990. Since FICO scores go from 300 to 850, a 600 on FICO might appear as a 760 on Vantage. (Completely making that up, btw, please don't think that there's a conversion factor, because there absolutely isn't.) Guess which score will make the consumer happier, and thereby increase the chances that he/she will buy a Vantage score again??

It reminds me of fine (aka, expensive) women's clothing. The clothing sizes tend to be much lower on the expensive clothing from normal clothing. So a woman who normally wears a 14 tries on a fantastically expensive outfit that claims to be size 10. Do you not think that the idea of wearing a 10 will make it easier for her to pay the extra money, even seeing the gimmick? It's just human nature.

And don't ask me about that crazy-high-priced tweed hunting jacket in my closet. Smiley Wink
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 10 of 12
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