No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Jordan23ww wrote:You should keep a small balance on 1 of your cards. I also do AZEO. When I have paid all my cards to $0 but left a small balance on my wife's card which I am an authorized user on I got (didnt get) the $0 balance penalty. <<<<<Doesnt look right. Typo unless its a charge card. Also vice versa for my wife when her cards all report $0 even though she's an authorized user on all my cards. Now we both always report a small balance on 1 of our cards with no penalty.
Make life easy. Have 1 card to be used for AZEO without one of you as AU. Keep 1 card for you and 1 for the wife as primary account holders. No charge cards.
@FireMedic1 wrote:
@Jordan23ww wrote:You should keep a small balance on 1 of your cards. I also do AZEO. When I have paid all my cards to $0 but left a small balance on my wife's card which I am an authorized user on I got (didnt get) the $0 balance penalty. <<<<<Doesnt look right. Typo unless its a charge card. Also vice versa for my wife when her cards all report $0 even though she's an authorized user on all my cards. Now we both always report a small balance on 1 of our cards with no penalty.
Make life easy. Have 1 card to be used for AZEO without one of you as AU. Keep 1 card for you and 1 for the wife as primary account holders. No charge cards.
@FireMedic1 It wasn't a typo. What I was saying was one time I had all of my cards that I am the primary card holder on report a $0 balance, but my wife's card had a balance. I'm an authorized user on that card. I still got the $0 balance penalty. So I was telling the OP they would need to keep a balance on at least one of their cards they're the primary card holder on.