AZEO and Going from 1 to 3 CCs - Zero impact on score.

[Revelate]

Sometimes accounts get reported in a half-populated state and I'm nearly 100% certain when they are they are discounted by the bureaus as broken data.

That sounds like what might be happening with your third CC; I'd love to know your AAOA / AOYA metrics as you moved from 1 card to 3 too.

[Anonymous]

Let's see if I can relate this without confusing us all.

2/17/18: 1 CC  AAOA 8y7m AoYA 6m

2/18/18: 2CC AAOA 7y7m  AoYA 0m

2/19/18: 2CC !long standing negative account fell off (opened nov/07 closed april/12) AAOA 7y2m

2/21/18: 3CC AAOA 6y4m AoYA 0m

Hope this helps

[Anonymous]

---

@Anonymouswrote:

What is the severity of the negative item coming off and how old is it?

You could stand to gain something to the tune of 60-80 points here...

---

Good call BBS 74 points!

[Anonymous]

---

@Anonymous

---

Good call BBS 74 points!

---

Sweet, nice gain!  That's a great feeling, I remember it well since it's been less than a year for me.  Where do all of your scores stand now?