Account Closed at Creditors request

[JohnDoe12]

This is a comment put in by the creditor.

Does this have an effect on my FICO score? If so, how much would it affect a score?

Thanks,

JD12

[MarineVietVet]

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@JohnDoe12 wrote:

This is a comment put in by the creditor.

Does this have an effect on my FICO score? If so, how much would it affect a score?

Thanks,

JD12

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Whetther the account is closed by you or the creditor has no effect on your score.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[JohnDoe12]

Is there a way to get the creditors comment out of there?

Thanks,

JD12

[Booner72]

I doubt it - as long as the closed account is not affecting your overall utility, closed will not matter.  I have a Dell Computer account for 1500 dollars that I didnt even know I had until I got my credit reports!  It says closed by creditor, but it still looks like a good account so i'm happy about it. 

[Booner72]

PS: The limit was 1500 and nothing was ever charged.

[MarineVietVet]

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@JohnDoe12 wrote:

Is there a way to get the creditors comment out of there?

Thanks,

JD12

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Even if it's possible (and I don't know if it is) I'm not sure why you would go through the effort of getting it removed if it doesn't mean anything to your scores.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".