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Account turning one with zero balance

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BGMWPD320
Regular Contributor

Account turning one with zero balance

I am wondering if I will see an increase in my scores when one of my accounts turn one next month.  The account has a zero balance and has been that way for a few months. 

 

If you think I will see an increase, how much should I expect?

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GFer
Valued Contributor

Re: Account turning one with zero balance

Is it the only account you have that is less than 1yr? If that is so, you will probably gain points for not having anymore 'new' credit. Also, the inquiry will no longer count against you in points!

Not sure about points, but you could play with the simulator.

 

Curious to see if and how many points you get, though!



EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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