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At start of month by credit score from Experian was 532. Since then my credit card utilization dropped from 75% to 72%, and they removed an "overdue payment" that actually was not overdue. The only other changes were some disputes I filed that are still under investigation. Does credit score drop from filing disputes?
Otherwise something is FUBAR with FICO calculations.
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Disputes do wonky things to FICO scores namely discounting tradelines which are under dispute potentially.
As a result don't read anything into your score while the disputes are still active, it simply isn't meaningful until they're resolved.
