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Hello everyone. I was attempting to AZEO this month and I goofed and let my BCE close with $35 on a $10k limit. I normally let my CFU report as my AZEO card as DW is an AU and she gets the AU penalty if I use another card. Fortunately this is just testing to see what my max fico 8 would be this month.
Just wondering if the AmEx will count as an account with a balance or if it won't count since utilization is under 1%. If so I can just pay off the Chase so it reports as paid off, but if I don't need to then I won't. Accounts are all listed below:
AmEx Platinum closes on the 24th and will be paid off
AmEx Gold Closes the 17th and will be paid off
Delta Gold $0/16k
BCE $35/10k
CFU $87/1700
CSR $0/13.1k
CF $0/5k
Citi AA Plat $0/19k
AU CSP $281/8k
Any help here is appreciated!
@CaptJOB wrote:Hello everyone. I was attempting to AZEO this month and I goofed and let my BCE close with $35 on a $10k limit. I normally let my CFU report as my AZEO card as DW is an AU and she gets the AU penalty if I use another card. Fortunately this is just testing to see what my max fico 8 would be this month.
Just wondering if the AmEx will count as an account with a balance or if it won't count since utilization is under 1%. If so I can just pay off the Chase so it reports as paid off, but if I don't need to then I won't. Accounts are all listed below:
AmEx Platinum closes on the 24th and will be paid off
AmEx Gold Closes the 17th and will be paid off
Delta Gold $0/16k
BCE $35/10k
CFU $87/1700
CSR $0/13.1k
CF $0/5k
Citi AA Plat $0/19k
AU CSP $281/8k
Any help here is appreciated!
It will count. Only when you get down in the $5 range do you need to worry.





























Okay perfect thanks for the help!