^ Yes - a 10 to 15 point difference between CRAs is rather common on Fico 8 and Fico 9 even in cases where the account data is identical. After all, the Fico algorithms are customized to each CRA.
Older Fico models such as Fico 04 and Fico 98 accomodated higher levels of customization. As a result, scores among CRAs with identical profile data could vary by 50 to 60 points. I saw a +50 point difference between EQ and TU/EX when all my cards reported balances. EQ score was lower than the others.
Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
