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Average Age of Accounts

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Anonymous
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Average Age of Accounts

Hi everyone, I recently applied for and got an Amex Everyday CC and my card says member since date as 2014.  However, back in 1996 I had one or two Amex accounts in very good standing which I subsequently closed.  Many years later I now got this brand new card.  So I called Amex to give me the older member since date which they kindly obliged and told me they'll actually send me a new card in the mail that'll reflect my original relationship start date with them of 1996.  Is there any way to use this to my advantage to also improve my Average Age of Accounts on my credit reports because currently it sucks because of several new accounts.  Any help will be appreciated.

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2 REPLIES 2
mongstradamus
Super Contributor

Re: Average of Accounts


@Anonymous wrote:

Hi everyone, I recently applied for and got an Amex Everyday CC and my card says member since date as 2014.  However, back in 1996 I had one or two Amex accounts in very good standing which I subsequently closed.  Many years later now this brand new card.  So I called Amex to give me the older member since date which they kindly obliged and told me they'll actually send me a new card in the mai that'll reflect my original relationship start date with them of 1996.  Is there any way to use this to my advantage to also improve my Average Age of Accounts on my credit reports because currently it sucks because of several new accounts.  Any help will be appreciated.


If I understand correctly it should show up soon your credit reports as well .bcp I opened in October is showing 1995 date opened.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 3
mitchblue
Valued Contributor

Re: Average of Accounts

Correct. I just got an AMEX in June and a few weeks later my CR showed it going back in 2000 when I also had an AMEX. 

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
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