Avg age lower by 3 years. How many points lost?

[Anonymous]

I dropped my average from 9 years to 6 years. I hadn't been monitoring my scores at the time. Can anyone guestimate my score before the drop assuming all other factors were the same. Thanks.

[fused]

What are your three FICO scores now? I wanna guess your scorecard and give you an answer.

[Anonymous]

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@fused111 wrote:

What are your three FICO scores now? I wanna guess your scorecard and give you an answer.

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My score last year right after the average age drop was 700 with new accounts over 2 months. I know now that 30 points was for inqs and 10 points for new accounts. So probably my score before was 740 but a 740 3 years older would be I don't know. Thanks for guessing.

[fused]

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ilovepizza wrote:
I dropped my average from 9 years to 6 years. I hadn't been monitoring my scores at the time. Can anyone guestimate my score before the drop assuming all other factors were the same. Thanks.

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A change in average-age from 9 to 6 years shouldn't be that bad. Even with an average-age of 6 years, you are still boderline FICO score high achiever with this one criteria. I would guess, and this is only a guess, less than a 15 point drop in scores.

[Anonymous]

It's getting hard for me to gain points. 3-4 points even is a lot to me these days. To me 15 points is a huge number. lol.