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BK ages off..11 pt drop..

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fltireguy
Valued Contributor

BK ages off..11 pt drop..

My oldest account/TL on my TU was a dismissed BK13, from 1/2010/ I called TU yesterday to see if they could do an early exclusion, they said no, so I asked them to dispute due to age. They did that. It was gone this morning.  TU FICO8 was 672, now it is a 661... no biggies, I know it will come back up quickly! Smiley Happy

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 1 of 3
2 REPLIES 2
SouthJamaica
Mega Contributor

Re: BK ages off..11 pt drop..


@fltireguy wrote:

My oldest account/TL on my TU was a dismissed BK13, from 1/2010/ I called TU yesterday to see if they could do an early exclusion, they said no, so I asked them to dispute due to age. They did that. It was gone this morning.  TU FICO8 was 672, now it is a 661... no biggies, I know it will come back up quickly! Smiley Happy


It will shoot up when you get an updated report.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 3
RonM21
Valued Contributor

Re: BK ages off..11 pt drop..

It could also depend on what else is happening within your profile.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 3
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