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Bankruptcy and Credit Score

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gramps1968
New Contributor

Bankruptcy and Credit Score

Will a past bankruptcy put a "cap" on how high a score you can get? MY BK was discharged in 4/05 and I was wondering if my score will go up to a certain level and stay there until the BK falls off my reports. Or can my scores hypothetically keep going up and up assuming everything else is in good standing?
04/08/2013 TU 659 EQ 661

Goal score: 700
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1 REPLY 1
smallfry
Senior Contributor

Re: Bankruptcy and Credit Score



@gramps1968 wrote:
Will a past bankruptcy put a "cap" on how high a score you can get? MY BK was discharged in 4/05 and I was wondering if my score will go up to a certain level and stay there until the BK falls off my reports. Or can my scores hypothetically keep going up and up assuming everything else is in good standing?



I doubt you can move over 760 with a BK present.
Message 2 of 2
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