Big Jump..Finally above 700!

[Anonymous]

I have been diligent for the last two years in monitoring my score through the use of this site, but to say that I was surprised when I received an email on my blackberry yesterday that my score had increased by 64 points would be an understatement. I nearly spit my beer out!

Most of 2006 was spent hovering between 590 & 610. In 2007 things improved, mostly between 610 & 670.  With the purchase of a new home and vehicle in 07, my 2008 scores have stayed close to 690, most recently 692.

That being said, to have a new fico score of 756 may take some getting used to.  As it turned out a $200 collection by a local utility company had dropped off after several years, long story, I never would have imagined that it was having that significant of an effect.

The new goal is to keep utilization ideal and to hold the scores.

[llecs]

Congrats!

[Junejer]

Congrats Atl. How long had it been on there?

[Anonymous]

Honestly don't know exactly as the new report no longer shows it......somewhere in the 3-4 year range it seemed like....not 5 though.

[Junejer]

That's a pretty nice move. You must fair very well within your new bucket to receive such a big jump. Very nicely done. Congrats again.

[marty56]

What is your util now and how many CCs report a balance.  For me I get the best result with 1 CC reporting and util between 1% and 9% inclusive.

[BBYGRL]

That's great news! Congrats!  It goes to show that persistance and patience does pay off!

[dilligaf_racing]

Wow, thats a sweet jump! It sure seems that these bigger score jumps are the result of a final collection falling off. Scores can be "ok" with collections, but after all neg's are gone these nice scores come possible. Congrats!

[GFer]

Oh, my goodness! (I'd have done more than spit...LOL)

Congratulations, 'High Achiever'!