Big Time Hit on EQ FICO

[twiddledee]

So received a $15K CLI on my NFCU Visa which resulted in a HP - New Inquiry alert -10 pts - logged in tonight Score Change Alert -12 pts

22 point drop for one inquiry ??????  I dont get it

[Revelate]

I'd check reports via CK or whatever, inquiries are on the order of a handful of points when they do mark you down, and that's with low inquiry counts anyway.

Not 22 points.  Something else changed that the monitoring solution wasn't granular enough to catch assuming we're talking monitoring here.

[Anonymous]

I would definitely check.  There's no way one inq would drop you 22 points.  And you got a 15k cli!  Ut should have gone down so score should have stood the same or improved?