@credgirl wrote:
I am so happy and kinda shocked at my credit progress over the summer. Quite honestly, I was almost in tears when my EQ went up 25 points a few weeks ago. After a recent chap13 bk discharge in January, I began to app in June. My scores were in the low 600s across the board. Now, they are EQ 663 TU 625 EX 657. I've been reading in the forum and understand that sometimes there's a difference. Well, last night, I checked my TU score via my Walmart account and it says 631. What's going on??
Congrats on your progress!
Not quite sure what you are asking but there are score changes which happen without getting a monitoring update; in this case there was a small change (age of BK or similar) when the Wally pull hit that wasn't reflected in the monitoring solution yet.
@Anonymous wrote:Grats on your progress! Nice job moving forward. Different lenders pull/create different scores. That may be why the score is different.
Wally FICO score and the one from MyFICO are both Transunion FICO 08 Classic. Known identical in this case.