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CO account removed from report, but collection still there. Effect on score?

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nmk94
Regular Contributor
‎04-27-2020 07:37 AM
‎04-27-2020 07:37 AM

CO account removed from report, but collection still there. Effect on score?

I have a CC that was charged-off. It went in to collection. Recently, the original account was removed from Equifax. The collection is still there, that's not going anywhere and I am dealing with it. But will the removal of the account itself (with all the late payments and COs) help my score?

1/24 - EX 831 | EQ 830 | TU 824
12/22 - EX 794 | EQ 799 | TU 741
9/20 - EX 726 | EQ 710 | TU 720
8/20 - EX 686 | EQ 678 | TU 675
7/20 - EX 671 | EQ 657 | TU 659
04/20 - EX 649 | EQ 645 | TU 661
11/17 - EX 614 | EQ 626 | TU 612
Goal - EX 750 | EX 750 | TU 750
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dragontears
Senior Contributor
‎04-27-2020 08:58 AM
‎04-27-2020 08:58 AM

Re: CO account removed from report, but collection still there. Effect on score?

@nmk94 wrote:

I have a CC that was charged-off. It went in to collection. Recently, the original account was removed from Equifax. The collection is still there, that's not going anywhere and I am dealing with it. But will the removal of the account itself (with all the late payments and COs) help my score?

Maybe? 

Not enough information provided to guess. Really depends on what else is on your reports. 

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