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Between the three, there is an oddity in how trade lines are updated. Take for example my target line. PIF before the statement which dropped March 29. 6 days later only eq has reported it. EX and TU still show from the previous month. I have a paypal extras mc which when I spoke to a senior analyst told me they report nightly (not sure if true) statement dropped April 6 and all three still show previous months info. Irritating.