Calculating Age of an Account

[Anonymous]

This is just to verify. Here is my understanding of age: When you open a new account in a certain month, it will report just with the month and year. An example: You open your account on August 30, 2010. It will report as "Opened in 08/2010." It does not take into account the number of days in a month. That means that according to Fico scoring, the account will turn six months on Feb. 1, 2011 even though it would be another four weeks until the account turns six months precisely. 

Am I correct or not?

[Anonymous]

Any ideas anyone?

[llecs]

I've posted many a time that I'll pull both FICOs on the last day of the month and the following day on the first just so I can see any score changes as the accounts turn one month older. IME, most of my score changes, where age was concerned, happened on the first. No I will throw in a tidbit that in measuring any score change as the TLs hit the one year mark, which usually results in a bump, I've actually seen unexplained increases mid-month on the TL's actual anniversary. I can't explain it but I can't help but to think that there may be more there.