@creditlady wrote:I applied for a DCU loan and the loan officer was reporting to me items that were not on my report yet. How is that possible? I just received a CLI with Cap one and refinanced my car and she was able to tell me that I had a new loan and larger credit amount on another card. I only have one card.
So I go to check my reports after I got off the phone and to my amazement Neither of these have hit my consumer credit reports yet(Eq, TU , EX). Unfortunately because of this new credit I was also denied the loan. I thought maybe I could get a loan before those items hit my report.
Possible they checked a different database beyond the Equifax pull they typically do; I don't know what that database would've been though.
