Cap 1 & FICO

[Carloscda40]

When Cap 1 approved me for their "steps credit card" they said my EQ score was 590 something?

I check at MY FICO and it's 656?

So how did they come up with that number and should I let them know?

[Walt_K]

How much time has passed and what has changed since then?  Did you have any credit cards before the cap one card you were approved for.  You need to provide more information about your credit profile at the time cap one pulled your report vs. now.

[Carloscda40]

I had a Best Buy rewards that i've had for a yr & several months ago my score was 656. I just got the Cap 1 card a few weeks ago.

[smallfry]

Don't let them know anything. It is inconsequential really. They probably did not give you a FICO score. Leave it be.