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Cap 1 buys Orchard account

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momerrier
Member

Cap 1 buys Orchard account

Do I have any way to get the 4 year good pay (and AAoA) back that disappeared from my history when my card became a Cap 1 that only shows 5 months?
Message 1 of 5
4 REPLIES 4
09Lexie
Moderator Emerita

Re: Cap 1 buys Orchard account

Your Cap 1 should have kept your OB history. If yours did not, it would be the first I've heard of losing your acct history due to the transfer.
Message 2 of 5
Cynicalista
Established Member

Re: Cap 1 buys Orchard account

I had two Orchard cards dating back to 2007 and the only thing that changed on my CR after the transition was the name.  The history for me remained the same.  Not sure why that would happen with yours???

Message 3 of 5
SunriseEarth
Moderator Emeritus

Re: Cap 1 buys Orchard account

My former Household Bank kept the old history when it switched to Cap One.  You might want to reach out to the EO to see if reporting can be corrected



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~
Message 4 of 5
Anonymous
Not applicable

Re: Cap 1 buys Orchard account

I can co-sign all the above, I had an Orchard card that kept its history as well.
Message 5 of 5
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