cancel
Showing results for 
Search instead for 
Did you mean: 

Cap 1 finally hit my TU via CK 17pt Boost!!

tag
MrCrabs
Regular Contributor

Cap 1 finally hit my TU via CK 17pt Boost!!

My AAoA went down some, but it boosted my score there by 17pts, still waiting for it to hit my scorewatch alert and see what it does for my EQ FICO score. I know CK is a FAKO but I should see simiar reaction on my FICO can't wait to see what it does! Smiley Happy

Capital One Platinum | $1,500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 1 of 7
6 REPLIES 6
MrCrabs
Regular Contributor

Re: Cap 1 finally hit my TU via CK 17pt Boost!!

Scorewatch just detect change, score went up to 596! Almost in the 600 club! Smiley Very Happy

Capital One Platinum | $1,500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 2 of 7
Revelate
Moderator Emeritus

Re: Cap 1 finally hit my TU via CK 17pt Boost!!


@MrCrabs wrote:

Scorewatch just detect change, score went up to 596! Almost in the 600 club! Smiley Very Happy


Nice, from what to what, and was this your first or second credit card / revolving tradeline?




        
Message 3 of 7
MrCrabs
Regular Contributor

Re: Cap 1 finally hit my TU via CK 17pt Boost!!

From 562 to 596 ....My starting score was 571 however when I went to app for these card my score dropped to a low of 558, my student loan reporting brought it back up to 562 and now this is my first credit card reporting ever(Never owned a CC in my life until now), so I got a 34 point boost. If I didn't go app crazy I would be in the 600's now, and i'll be interested in see what happens when the other 3 starting showing up.

Capital One Platinum | $1,500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 4 of 7
MrCrabs
Regular Contributor

Re: Cap 1 finally hit my TU via CK 17pt Boost!!

hmm looks like my reply dissapeared for some reason. But my score moved from 562 to 596 and this is my first revolving TL reporting. Not sure what will happen when the other 3 kick in though.

Capital One Platinum | $1,500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 5 of 7
MrCrabs
Regular Contributor

Re: Cap 1 finally hit my TU via CK 17pt Boost!!

Well my VS card kicked in on scorewatch and gave me a slight boost for 6pts bring me to 602. So I think people who are in my situation who never owned cards and just have installments reporting or just haven't had any cards in a long while should't worry about AAoA. I think just having cards reporting has a much more positive impact than any negatives caused by shortening your history. I'll see what happens when my harley davidson secured starts reporting.

Capital One Platinum | $1,500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 6 of 7
pizzadude
Credit Mentor

Re: Cap 1 finally hit my TU via CK 17pt Boost!!


@MrCrabs wrote:

Well my VS card kicked in on scorewatch and gave me a slight boost for 6pts bring me to 602. So I think people who are in my situation who never owned cards and just have installments reporting or just haven't had any cards in a long while should't worry about AAoA. I think just having cards reporting has a much more positive impact than any negatives caused by shortening your history. I'll see what happens when my harley davidson secured starts reporting.


I'd agree with this, since in your case since they were your first revolving tradelines.   FICO scoring likes to see several open revolving accounts.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.