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My AAoA went down some, but it boosted my score there by 17pts, still waiting for it to hit my scorewatch alert and see what it does for my EQ FICO score. I know CK is a FAKO but I should see simiar reaction on my FICO can't wait to see what it does! ![]()




Scorewatch just detect change, score went up to 596! Almost in the 600 club! ![]()




@MrCrabs wrote:Scorewatch just detect change, score went up to 596! Almost in the 600 club!
Nice, from what to what, and was this your first or second credit card / revolving tradeline?

From 562 to 596 ....My starting score was 571 however when I went to app for these card my score dropped to a low of 558, my student loan reporting brought it back up to 562 and now this is my first credit card reporting ever(Never owned a CC in my life until now), so I got a 34 point boost. If I didn't go app crazy I would be in the 600's now, and i'll be interested in see what happens when the other 3 starting showing up.




hmm looks like my reply dissapeared for some reason. But my score moved from 562 to 596 and this is my first revolving TL reporting. Not sure what will happen when the other 3 kick in though.




Well my VS card kicked in on scorewatch and gave me a slight boost for 6pts bring me to 602. So I think people who are in my situation who never owned cards and just have installments reporting or just haven't had any cards in a long while should't worry about AAoA. I think just having cards reporting has a much more positive impact than any negatives caused by shortening your history. I'll see what happens when my harley davidson secured starts reporting.




@MrCrabs wrote:Well my VS card kicked in on scorewatch and gave me a slight boost for 6pts bring me to 602. So I think people who are in my situation who never owned cards and just have installments reporting or just haven't had any cards in a long while should't worry about AAoA. I think just having cards reporting has a much more positive impact than any negatives caused by shortening your history. I'll see what happens when my harley davidson secured starts reporting.
I'd agree with this, since in your case since they were your first revolving tradelines. FICO scoring likes to see several open revolving accounts.