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@Aspireto850 wrote:
Happy Sunday,
Any thoughts would be helpful. Just received an alert on myFICO and my score increased 15 points in my EQ. I did before & after review of my report and the ONLY thing that changed was the comments on a credit card account. It went from ‘ variable rate credit card to Closed by credit grantor’!
Not complaining but why would this increase my score? #baffling
Thanks
Interesting. I would have thought that "Closed by Credit Grantor" would have been not as good as "Closed by Consumer".....?
However, when Mervyn's closed down for good I had an open store card. Never used it but it reported for may years as a positive (age) even though it said closed by credit granter. I thought maybe that one was different being that they went belly up and closed.
OP, the change in comments was not the cause of your score change. Something else happened and no doubt it was non-alertable.