Charge Off Value.

[Anonymous]

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@money28 wrote:

One other baddie besides that one. I have no lates at all on my credit report.

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@Creditaddict wrote:

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@money28 wrote:

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@Creditaddict wrote:

you mean if you pay it off?

if you get it deleted?

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If it gets deleted. I forgot to say that part.

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is it the only baddie?

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What kinda baddie?

[money28]

Medical Baddie, Century Ambulance.

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@Anonymous wrote:

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@money28 wrote:

One other baddie besides that one. I have no lates at all on my credit report.

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@Creditaddict wrote:

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@money28 wrote:

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@Creditaddict wrote:

you mean if you pay it off?

if you get it deleted?

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If it gets deleted. I forgot to say that part.

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is it the only baddie?

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What kinda baddie?

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[Anonymous]

I guess it depends but I had my medical collection removed via GW letter and my scores jumped on average 50-70 points across the board but I had no other baddies. My DH just did a PFD for DirecTV (ugh) and his EQ jumped 41 points and his EX 30 points and TU hasn't reported the delete yet. He has no other baddies and a rather thick file and his scores were already pretty good.  It's definitely a YMMV thing. 

[money28]

Thanks for the reply. I guess it's a positive situation since I may be getting some points even if it's just a few :-)

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@Anonymous wrote:

I guess it depends but I had my medical collection removed via GW letter and my scores jumped on average 50-70 points across the board but I had no other baddies. My DH just did a PFD for DirecTV (ugh) and his EQ jumped 41 points and his EX 30 points and TU hasn't reported the delete yet. He has no other baddies and a rather thick file and his scores were already pretty good.  It's definitely a YMMV thing. 

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