late in as in CO every month or 120 late?
My understanding it FICO will see CO and DOLA and ignore everyting else in the payment history.
WantA1Credit wrote:
I have a charge-off that reports late every month. Is that how a CO is suppose to work?
The balance was transferred to a CO- but they have never reported me to any CRA and work with me without much drama. Each payment I make brings the balance lower on the OC account that was charged off. Should I care or does it matter that it reports as a late payment each month even though it was charged off?
