@HeavenOhiowrote:You don't want all of your cards reporting zero balances as you get dinged for that. It's better to use the fact that Chase reports zero whenever you pay to zero to your advantage rather than having it work against you.
If you must have a Chase card continuously report a positive balance, it can be done by allowing a charge to post before paying your statement balance and never allowing your current balance to reach zero. That'll still avoid interest. But it's a whole lot simpler to choose a card from another bank to report your positive balance if you have the option to do that.
To confirm your information on not having all my non installment/mortgage accounts reporting zero ... just did it and my FICO Score dropped 16 points. Wanted to see what it did to my score. Trashed it?! 