@pete19103 wrote:I have a question about my credit mix. HSBC is discontinuing their Select Credit (checking overdraft) product so I will no longer have that open on my credit profile( I have a $0 balance on it) I will still have my credit cards and a mortgage reporting; I do not have(and never had) an auto loan or any other lines of credit. Will that affect my credit mix and subsequently my credit score? Currently about 780 FICO8 Experian.
Thanks in advance for any insight on this issue
No, it will not affect your credit mix as long as the closed account continues to be reported, which is likely to be for many years.
