Does it help or hinder the FICO score by closing one of two accounts if you have, say, 10 open accounts, all with balances, but all with less than 25% balance-to-credit-limit ratios.
I've been told (by creditors) both answers - one says it would increase FICO to close a couple of those accounts, another says it hurts my credit score to close any account which has good reporting. Any thoughts?
Thanks,
Dez