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Coincidence or am I on to something?

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Jhlowe86
Valued Member

Coincidence or am I on to something?

I know if people see my post history they will see I am new to credit and ask stupid questions.

 

I've become addicted to my credit for some reason. I check my apps daily and once a month pull from credit.com as it always matches my fico 2 from the experian free trial. 

 

I pulled my credit.com as usual and noticed my fico 4 was the same as my experian app, which claims fico 8.

 

Sorry if I am dumb and this is a coincidence, but can others check the experian fico 8 and against their fico 4?

 

I know it's crazy, and sorry if I am being over the top about my credit, it is just something I noticed.

 

Also, My fico 9 and 5 don't match, but they are getting closer together.

 

Once again, I am sorry. If anyone cam check what I posted to see it they the are the same or close, it would mean a lot.

 

Credit. Com doesnt allow screen shots so had to use my wifes phone to take a picture. 

Messenger_creation_C74AC997-5F50-469C-ADE2-004EE53FE803.jpegMessenger_creation_C74AC997-5F50-469C-ADE2-004EE53FE803.jpeg

 

Screenshot_20241205_010903_Experian.jpgScreenshot_20241205_010903_Experian.jpg

 

Message 1 of 2
1 REPLY 1
SouthJamaica
Mega Contributor

Re: Coincidence or am I on to something?

There's no particular reason for your TU FICO 4 and your EX FICO 8 to match. Each scoring model has its own algorithm.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 2
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