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Collection Account Change Question

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ddemari
Super Contributor

Collection Account Change Question

I received a credit alert from myfico.com that there has been an update to a collection account on my report. 

 

I did have this account under dispute through Experian but it was not resolved.

 

 

Anyways, the balence was 727 and newly reported it is blank.

Then under Description, it previously said collection account and now it says

Consumer Disputes this information

Collection account. 

Would the balence reporting as nothing be the beneficial factor here? My fico went up 10 points. 

Thanks! Any thoughts are greatly appreciated. 

 

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1 REPLY 1
AndySoCal
Valued Contributor

Re: Collection Account Change Question

Was it showing in dispute before this update? Also what type of collection account is it ?

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash+ 12,000 Citibank Custom Cash 5/2015 11,100 C State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Quorum FCU State Department FCU State Department FCU Pelican State CU Redstone FCU

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