It would probably depend on the age of the CAs and lates. I bet if the lates are less than two years, then you'd probably see up to a 10-20 point bump. CAs are hard to guage. Some say 50 points after 7 years, while others have said 50 points after a year or two (based on their experiences). It also depends on the number you have as well. If these were your last two, at least 50 points in total, probably more.