My favorite negative reason code is on my TU Bankcard Score 4. Reason: You have too few or too many credit accounts. Which is it?
Another negative is that I have a short credit history. My oldest account with TU is 29.2 years and the average account age is 16.2 years.
These are reasons three and four so I do realize that they're not important. Reasons one and two are very accurate.
