Confused-EXPERIAN & Fico 8

[mrthoro77]

Yesterday I get an alert from Experian that my fico 8 went up by 31 points and today I logged on fico went down by 31 points. 

I am so freaking confused as to how I go from a 31 point increase and the next day 31 point decrease without anything changing from my credit report.

Any idea why??

[dragontears]

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@mrthoro77 wrote:

Yesterday I get an alert from Experian that my fico 8 went up by 31 points and today I logged on fico went down by 31 points. 

I am so freaking confused as to how I go from a 31 point increase and the next day 31 point decrease without anything changing from my credit report.

Any idea why??

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Bug in the CMS is my guess 

[mrthoro77]

So which one you think is the correct one? The increase or decrease? I really needed that 31 point increase.

[SouthJamaica]

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@mrthoro77 wrote:

Yesterday I get an alert from Experian that my fico 8 went up by 31 points and today I logged on fico went down by 31 points. 

I am so freaking confused as to how I go from a 31 point increase and the next day 31 point decrease without anything changing from my credit report.

Any idea why??

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You would have to compare the reports from the 2 days with different scores and see what's different.  The experian.com alerts usually relate to the data from the day before so disregard the alert itself.

[mrthoro77]

I did compare the 2 reports...the data on both report are exactly the same. Like I said yesterday my fico jumped 31 points to 701 and today Fico decreased back to 669 which makes no sense because bith repeats are exactly the same.

[OmarGB9]

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@mrthoro77 wrote:

I did compare the 2 reports...the data on both report are exactly the same. Like I said yesterday my fico jumped 31 points to 701 and today Fico decreased back to 669 which makes no sense because bith repeats are exactly the same.

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Could've just been a glitch then, unfortunately. 

[donkort]

I hope it turns out you have a 701 score.

[mrthoro77]

Thanks-I've been working on my credit for a while now.