Credit Cards I hate these things......

[susanto2826]

current scoreSo this is what I got with Experian much higher than I thought or do they just want me to apply for credit cards?  and how accurate is this the last time I checked my credit score was 12 months ago and it was about 745

[2GreenThumbs]

I'd say you look like you're in great shape!  Congrats...excellent score!

[susanto2826]

Thanks for all the help today I guess I'm just being paranoid but I learned about UT didn't even know about that so I learned something today thanks folks for all  the help.....

[Anonymous]

your score changes often.  a year is a long time to go w/o checking.  my scores change at least 15 times per month with the # of accounts I have reporting at different times w/ different balances.  

utilization is easier when you grow your CL's and then you can be a bit more lax with the spending reporting and taking away points.  just set a mental limit and leave the actual limits intact.