Credit Education

[Anonymous]

Hey everyone! First time poster.

I'm looking for resorces/training/books that go in depth about all things credit related. I've been in the lending industry before and have a fairly good grasp on a general overview but would love to build on that. I've been reading through the forums and learning a lot already- thanks for sharing your knowledge!

[SouthJamaica]

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@Anonymous wrote:

Hey everyone! First time poster.

I'm looking for resorces/training/books that go in depth about all things credit related. I've been in the lending industry before and have a fairly good grasp on a general overview but would love to build on that. I've been reading through the forums and learning a lot already- thanks for sharing your knowledge!

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In the 6 years or so that I've been pursuing the same type of information, by far the best place I have found to learn about the realities of credit is..... here.

[Anonymous]

Looks like I'm in the right place, I'll be frequent stalker then! 😀 I'm currently reading through the Primer thread and it's excellent. 

I took a mini training from FICO and they discussed version 10/10T that was just released and that FICO is now taking into account trended data more so as part of the score in this version. When they release a new version, are some loose parameters of the algorithem released anywhere? Or information about the changes in that version.

[AllZero]

I would recommend reading the below from ABCD2199
The Truth about Credit Card Utilization
My 11 Rules to Credit Rebuilding
FICO Score: What to pay down first?

From Birdman7
General Scoring Primer and Version 8 Master Thread rev.5.17.20