Credit Optimization Before Buying a House - Page 2 - myFICO® Forums - 6834953

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I agree with @Thomas_Thumb

Best thing for your mortgage scores would be

-no new applications until after closing

-apply AZE0

Unify FCU Platinum Visa Variable Rate 35k

PenFed CU Promise Visa 34k

Harvard FCU Platinum MC 30k

Consumers CU Platinum Visa 25k

TD Bank Business Solutions Visa (Bus) 23700

Vantage West CU Connect Visa 20k

FNBO Evergreen Business Edition Visa (Bus) 20k

Jovia FCU Advantage Visa 20k

Chartway FCU Visa Rewards 15k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

Interior FCU Platinum Visa 15k

BHG More Business MC (Bus) 13k

US Bank Triple Cash Rewards Visa (Bus) 12k

Citi Double Cash MC 11820

Geo-fenced credit union Platinum Visa 10500

DCU Platinum Visa 10k

Amex Hilton Honors 9500

PenFed CU Power Cash Visa 8k

NFCU Business Visa (Bus) 7k

Citi Strata Premier MC 6500

Comenity AAA Travel Advantage Visa 6200

Amex Blue Business Cash (Bus) 6k

Members 1st FCU Low Rate Platinum Visa 5k

Bank of America BankAmericard MC 4500

Chase Amazon Prime Visa 3400

Chase World of Hyatt Visa 2k

Amex Blue Cash Everyday 1300

Amex Blue Business Plus (Bus) 1200

Discover IT Cash Back 600

Discover IT Cash Back 500

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

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