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Credit Score droped 82 points?

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Anonymous
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Credit Score droped 82 points?

Was wanting to see if anyone chould give me a reason why i pulled it 8/22/06 it was 680 I pulled it again today and it was a 598 have not been late on anything, Same two small collections that have been on my credit for years. Also have few accounts i have Closed. 5
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Credit Score droped 82 points?

Were both of these pulls FICO from the same agency, or was one a FAKO like TrueCredit, or did you pull TransUnion before and Experian now, for instance? Make sure you're comparing apples to apples.
Message 2 of 5
Tuscani
Moderator Emeritus

Re: Credit Score droped 82 points?

Assuming these are FICOs.. something else changed to trigger an 80+ point drop.
Message 3 of 5
Anonymous
Not applicable

Re: Credit Score droped 82 points?

You mentioned you have closed 5 acct's. Fico score considers your credit history length. I am not sure how long you had the 5 accts open but closing any old acct will affect your FICO score.


Message Edited by nkdwkns on 06-01-2007 06:35 AM
Message 4 of 5
Anonymous
Not applicable

Re: Credit Score droped 82 points?

UTL is higher?
Message 5 of 5
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