Was wanting to see if anyone chould give me a reason why i pulled it 8/22/06 it was 680 I pulled it again today and it was a 598 have not been late on anything, Same two small collections that have been on my credit for years. Also have few accounts i have Closed. 5
Were both of these pulls FICO from the same agency, or was one a FAKO like TrueCredit, or did you pull TransUnion before and Experian now, for instance? Make sure you're comparing apples to apples.
You mentioned you have closed 5 acct's. Fico score considers your credit history length. I am not sure how long you had the 5 accts open but closing any old acct will affect your FICO score.