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Credit Score dropped

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akemp9480
Valued Member

Credit Score dropped

Ok, I had 2 liens deleted from my CR and my score dropped 4 pts! Why is that?


Starting Score: 635
Current Score: 547
Goal Score: 700


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Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Credit Score dropped

Probably need some more details to give you any help.

 

What liens were deleted?  And when you say deleted, do you mean gone (not showing) or showing as released

Where did you pull scores from?

Are there any other public records showing?

When did you pull the two scores and are you sure there are no other changes (especially regarding utilization).

Message 2 of 4
akemp9480
Valued Member

Re: Credit Score dropped

I had 2 IRS liens. They were first updated to released in Feb and then withdrawn in March. So they're totally deleted. I pulled my scores from here. There is 1 state tax lien that is still there. There have been no other changes.


Starting Score: 635
Current Score: 547
Goal Score: 700


Take the FICO Fitness Challenge

Message 3 of 4
pizzadude
Credit Mentor

Re: Credit Score dropped

You may not see much of a FICO boost until the other lien drops as well ~ generally the change from having an initial/last PR added or dropped would be more signifant than subsequent PRs.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 4
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