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Credit Scores - TrueCredit.com vs CreditCheckTotal.com

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EW800
Valued Contributor

Credit Scores - TrueCredit.com vs CreditCheckTotal.com

I know that the credit scores generated by truecredit.com are FAKO scores and I *assume* that the scores generated by creditchecktotal.com are FAKO as well.  Would anyone know which of these might typically report the scores that are closest to reality?
 
Thanks!
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Credit Scores - TrueCredit.com vs CreditCheckTotal.com

niether, if they ever actually do come close to your fico it's purely accidental.
Message 2 of 4
EW800
Valued Contributor

Re: Credit Scores - TrueCredit.com vs CreditCheckTotal.com

Thanks, imducky.  With that being the case, I wonder how CreditCheckTotal justifies literally bieng twice the price of TrueCredit.  If their mind, they must think they have something over TrueCredit!  Smiley Happy
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 3 of 4
Anonymous
Not applicable

Re: Credit Scores - TrueCredit.com vs CreditCheckTotal.com

well cct can be had when tc boots you for using the product as advertised, it lets you pull 5 x a day, and if you have ex frozen you can still see ex info (tc and resalers can't acess it, cct can because it's an ex product).
 
credits secure is the same thing as cct, but only allows 1 pull, but is like 11.98. credit secure can only be obtained via an amex issued amex.
Message 4 of 4
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