I should have mentioned, all balance transfers are on promotions- 0% for 14 months, with 3% fees. I understand that my utilization may be hurt by the 65% balance on the Discover It, but as I mentioned above I am focusing less on my score and more on the best way to get the debt paid down, with the least amount of interest. That means that I am taking advantage of all of the balance transfer promos available to me.
