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Finally update time! So Wells Fargo has not updated my balance so it still shows a 1500/2000 balance but my paypal credit reported as 0/2650 down from 2000/2650. My scores all went from the low 680's to around 705. About a 25 point gain accross all 3 credit bureaus. Overall utl is 12%. I let a small 5 dollar balance post to my NFCU card so once wells fargo updates on the 7th I will be azeo. I look forward to the point gain!
The final final update! I am officially AZEO. My scores jumped another 20ish points. EX and EQ are 727 and TU is 730. Sadly I tried to apply for BCE with AMEX, my first amex card, but was denied due age of accounts and inquires, no Prequal, cold applied. BUT! I was approved with a soft pull for the BB&T rewards card SL is $6500!!! By far my highest limit. I'm a little sad about the amex denial but I will now enter the garden for a while. I do hit 91/3 with NFCU in a couple weeks so maybe I'll try for that second card but until then I'm gonna garden.
Congratulations on the score gains and new card! Sorry to hear about the AMEX denial. They have really tightened up. I just got the BCP last week after a YEAR of gardening and scores in the 780's and got a $5k SL. Not bad, but I was hoping for higher. 🤷🏻♀️
@Anonymous wrote:Finally update time! So Wells Fargo has not updated my balance so it still shows a 1500/2000 balance but my paypal credit reported as 0/2650 down from 2000/2650. My scores all went from the low 680's to around 705. About a 25 point gain accross all 3 credit bureaus. Overall utl is 12%. I let a small 5 dollar balance post to my NFCU card so once wells fargo updates on the 7th I will be azeo. I look forward to the point gain!
Congratulations on your score increase!
@Anonymous wrote:The final final update! I am officially AZEO. My scores jumped another 20ish points. EX and EQ are 727 and TU is 730. Sadly I tried to apply for BCE with AMEX, my first amex card, but was denied due age of accounts and inquires, no Prequal, cold applied. BUT! I was approved with a soft pull for the BB&T rewards card SL is $6500!!! By far my highest limit. I'm a little sad about the amex denial but I will now enter the garden for a while. I do hit 91/3 with NFCU in a couple weeks so maybe I'll try for that second card but until then I'm gonna garden.
Congratulations on your score increase and approval!