Credit score harmed by incomplete reporting. Advice needed.

[Anonymous]

This is a statement regarding my credit report with Truecredit by Transunion:

Here is the statement on my report:

GMAC MORTGAGE

More about this account|Dispute

	Account No.:	*******	*******
	Condition:	Closed	Closed (Paid)
	Balance:	$0
	Type:	FHA real estate mortgage	FHA real estate mortgage
	Pay Status:	Current	Current

Then is goes on to make this statement:

These are the factors impacting your score:

• None of your real estate accounts show a credit amount. [TransUnion, Experian , Equifax]   Lenders may be able to better evaluate your creditworthiness if there is more information about your accounts on your credit report.

What am I supposed to do to prevent truecredit from listing an item of this nature that is negatively affecting my credit when I have no control on how Mortage companies present their incomplete statements?  Thank you for considering my issue. 

edited to remove personal info

USN Special Operations

[llecs]

Welcome to the forums and thanks for serving!

Ignore TrueCredit's advice and scores. FICO scoring is different than the scores offered by TC (Vantage Scores) and their advice is always way off base. A lender won't look at your $0 balance loan and think of you as a credit risk. 

[Anonymous]

Thank you.  I appreciate that.