Credit score.

[Anonymous]

I am in the process of refianancing, when Wells fargo ran my score it was a 688. I said that was impossible. I immediately went to your web site and paid for all three. I had a 761 average. I then went to another bank and they ran my score and it was 713. I want to Know whos correct. And what I can do. I think the whole scoring system is a scam. Thanks Terry.

[Jazzzy]

---

@Anonymous wrote:
I am in the process of refianancing, when Wells fargo ran my score it was a 688. I said that was impossible. I immediately went to your web site and paid for all three. I had a 761 average. I then went to another bank and they ran my score and it was 713. I want to Know whos correct. And what I can do. I think the whole scoring system is a scam. Thanks Terry.

---

Hi thayes,

I don't know where you got your scores, but myFICO doesn't sell three scores. They sell only Equifax and TransUnion.

There are a lot of different vendors who sell "credit scores," but they aren't FICO scores.

Where did you get your scores?

[MarineVietVet]

---

@Anonymous wrote:
I am in the process of refianancing, when Wells fargo ran my score it was a 688. I said that was impossible. I immediately went to your web site and paid for all three. I had a 761 average. I then went to another bank and they ran my score and it was 713. I want to Know whos correct. And what I can do. I think the whole scoring system is a scam. Thanks Terry.

---

Hello and welcome to the forums.

You say you came to myfico and paid for all three. All three what? You can only purchase scores from Equifax and Transunion here. No one has been able to pull their own Experian score since last February. Creditors can pull Experian and also there is a CU in Pennsylvania that supplies that information to it's members only. You can also purchase your Equifax score at www.equifax.com and your Transunion score at www.transunioncs.com.

From a BK years ago to:
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

You can do the same thing with hard work


Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score