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Credit usage question

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Anonymous
Not applicable

Credit usage question

I've noticed that not only is my carried balance reported each month, but also my payments and the 'high balance' each month as well. Do these numbers factor into scoring as well?

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Credit usage question


@Anonymous wrote:

I've noticed that not only is my carried balance reported each month, but also my payments and the 'high balance' each month as well. Do these numbers factor into scoring as well?


Not as far as I know.  That's there mainly for manual reviews and probably doesn't play that big of role.  Your balance with affects your overall utilization is a big factor in your score

Message 2 of 3
MarineVietVet
Moderator Emeritus

Re: Credit usage question


@Anonymous wrote:

I've noticed that not only is my carried balance reported each month, but also my payments and the 'high balance' each month as well. Do these numbers factor into scoring as well?


Payments and high balance have no factor in scoring.

Message 3 of 3
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