My Vantage points rarely move more than a few points in either direction. Today my EQ Vantage 3.0 shot up 25 points but I can't for the life of me figure out why.
Can't detect any change in accounts or significant change in utilization over last week.
Some other yet built-in or undiscovered threshold related to time period? Duration or length of a card's history maybe?
Grabbing at straws here (as is usual for me) but that would be my first uneducated guess.
As wonky as I've found Vantage Score for my profile, a first reported and later removed PR was worth a full 100 point swing for me.
I try to draw some useful criteria from the usual Guru's efforts in here on this particular scoring measure myself, but I don't dare make any determinations on my own without reading their opinions and estimations first 
mine's all over the place, here's a couple years worth of both v3 n fico...
My Vantage scores did something similar on EX,EQ and TU. They dropped 50 points last month Nov 1 and stayed like that the entire month. On Dec 1 they all went up over 50 points. All are back in the 800s now.
After studying the Credit Karma "credit factors" I noticed that it's calling my utilization 0% based on a figure of $911 in revolving debt, while previously it was calling my utilization 1% based on around $2600 in revolving debt.
That's the closest thing to a change I can detect.
But interestingly in looking at the "accounts" it shows the balances totalling $2600 rather than $911.
@elim wrote:mine's all over the place, here's a couple years worth of both v3 n fico...
Thanks.
Nice chart 
@dlm0820 wrote:
@SouthJamaica wrote:My Vantage points rarely move more than a few points in either direction. Today my EQ Vantage 3.0 shot up 25 points but I can't for the life of me figure out why.
Can't detect any change in accounts or significant change in utilization over last week.
Vantage means squat.
Ignore it and move on.
You do have a point there
@elim wrote:
@dlm0820 wrote:
@SouthJamaica wrote:My Vantage points rarely move more than a few points in either direction. Today my EQ Vantage 3.0 shot up 25 points but I can't for the life of me figure out why.
Can't detect any change in accounts or significant change in utilization over last week.
Vantage means squat.
Ignore it and move on.
My credit union uses Vantage 3. I have to monitor V3.
and there's this new thread... Auto Loans based on VANTAGE score!
^ Yes VS3 has been and will continue to gain traction. One of their target areas is the rental market.
It is in one's interest to understand factors behind ALL various credit scoring models being used in the marketplace [even if they treat your profile badly]. This includes the somewhat convoluted LexisNexis models used for Auto and Home/Property insurance.